2022 Cars – Insurance Premium

Who doesn’t want a new vehicle? Especially some of the newer 2022 cars coming up for release. If you are looking for a new vehicle, there are some things to […]

What is Iowa Continuation Coverage

Most people are at least a little bit familiar with what COBRA Continuation Coverage is and how it works.  But did you know that COBRA requirements only apply to those […]

What is Specialty Dwelling Insurance?

Homeowners’ insurance may not be the solution to insuring properties you own. If you think you can add a property to your current policy, that is not the case. Why? […]

Common Homeowner Insurance Coverages

There are so many moving parts to a homeowner policy! As a homeowner, you want to make sure you have the best coverage to protect the home you work so […]

Auto Insurance Rating Variables

When it comes to auto insurance & determining rates, there are a few things that go into it. The way insurance companies determine an individual’s premium is through auto insurance […]

Important Auto Insurance Coverages

When you browse through your auto policy, you may see certain auto insurance coverages and wonder exactly what they are and why they’re there. Your agent should explain all of […]

Disability Insurance Explained

Throughout your working lifetime, you are three times more likely to become disabled than you are to die before age 65. Makes a convincing case for having disability insurance, right? Why […]

What is a Max Debit Mod?

Have you ever heard the term Debit Mod or Debit Modifier on your workers’ compensation policy and wondered what that means?  Well, anything above a 1.00 is known as a […]

What is Consent to Rate?

Are you wondering what consent to rate means?  Have you been asked to sign a consent to rate letter?  Why would your business agree to it? Let’s talk about it. […]