Todd Thams is the Agency Principal of Thams Agency. He works hard to ensure everyone is happy with their insurance.
Todd focuses mainly in commercial insurance and health insurance benefits. He has been providing these services to clients in Western Iowa since 2004.
Todd enjoys helping clients reduce costs in their insurance program. He will work with you by identifying areas of opportunity that coordinate with your goals. Helping to design strategies and implement changes to meet client’s needs are what he loves to do.
Todd is married to Emily and together they have three girls: Haley, Alyssa, and Sarah. When he’s not busy attending many of his daughters activities you might catch him on the golf course or attending an Iowa State game.
Todd is active in his industry and currently serves on various committees. Currently he serves on the Independent Agents of Iowa – Governmental Affairs Committee and Iowa Association of Health Underwriters as President Elect
Jamie helps people navigate the ever-changing world of health insurance. Jamie can help with Group Health Insurance, Individual Health Insurance, and Medicare Supplements. Licensed with many companies, Jamie can help you find the product that fits your needs.
Originally from Shelby, IA, Jamie graduated from AHST and went on to get a BA degree from Buena Vista University. She was an Athletic Trainer/Chiropractic Assistant at the Pitts Family & Sports Chiropractic Center in Harlan for 11 years before accepting a position at the Thams Agency in September 2015.
Jamie has been married to Kris for 12 years and has two children who keep her busy year-round with sports activities, camping, and boating
Allen Thams insurance specialty is in the agricultural sector and he is known for his crop insurance knowledge. He has 45+ years of “hands on” experience from adjusting crop insurance claims to owning his own century farm. Allen has received the “TOP GUN” Award 5 times for his expertise in crop insurance. He is also a real estate broker.
He is married to wife Judy of 40 years and together they have three grown children and 9 grand kids. In his free time you’ll find him on the farm raising cattle or doing chores.
When you need help with your farm insurance, crop insurance, or multi-peril insurance, he’s your guy.
Francia Navar joined the team at Thams Agency in 2013 and has over 7 years of insurance experience. Francia graduated college from Buena Vista University with a business and finance degree in 2014. Francia works primarily with commercial clients and also oversees many of the accounting functions of Thams Agency. She also is fluent in English and Spanish.
Francia loves to laugh and if you want to get on her good side, bring her some hot Cheetos.
In her free time you’ll find her with her family. Francia just recently was married to Carlos, and together they are expecting their first child in April!
Judy Thams has been with the Thams Agency since 1975. She loves helping customers with their personal auto and home policies and is one of the first friendly faces you see in the Denison office.
Judy has been active in the Denison community. She is one of the founding co-chairs of the Crawford County Relay for Life event. Judy has been married for 40+ years to Allen. Together they have three grown children and 9 grandchildren.
In her spare time, she enjoys sharing her piano talent, biking, golfing and most importantly, sharing time with the grand kids.
When you need auto and home insurance, give Judy a call. She has the experience and knowledge to find you a great policy!
Nicole is the friendly voice you'll hear when calling our Avoca office or the first one to great you when you walk in. Nicole handles a variety of activities at the office included billing requests, policy changes, quoting, and endorsements.
Nicole joined Thams Agency in 2016 and is married to Josh. Together they have a son Joey.