How much you need for retirement depends on your goals. Do you want to go back to school? Retire early? Pursue a favorite hobby? Travel? It also depends on factors that you don’t have as much control over. What is the outlook for your health? Will your family take care of you if you are […]
April is Financial Literacy Month. One of the most important aspects of financial literacy is understanding how to save for your retirement. This post will give you some ideas for retirement planning whether you’re young and have just started working, or if your retirement is just around the corner. When retiring you will also need […]
March is Credit Education Month, and we at the Thams Agency want to help you better understand and manage your credit. Having good credit helps you when you’re buying insurance, a car, or a house; applying for a loan or a job; and in any situation where you will be paying interest. If you don’t know […]
Investing for Retirement Does the phrase “investing for retirement” make you cringe? For many of us, the extent of our long-term investing activity includes: Signing up for a 401k payroll deduction through work, and Occasionally glancing at the balance (which never seems to grow, leading to feelings of helplessness and further avoidance of any kind […]
Since Brandon Toft has just opened our newest Thams Agency location in Audubon, Iowa, we decided that you should get the opportunity to know him a little better. So, we asked him a few questions, like this one: If money were no object, what would you do all day? Here’s what Brandon said: “Oddly enough, […]
It is possible to save money at the grocery store without sacrificing food quality or nutrition – and you don’t even have to clip coupons to do it. Here are ten (plus two bonus!) simple ways to cut down on your grocery bills: Breads and Grains Look for discounts on day-old bakery items – you […]
January is Financial Wellness Month! How healthy are your finances? You probably will experience several major events in your life that can make it more difficult to start or continue saving toward retirement and other goals. The key is to have a clear plan, to stay focused on your goals and to manage your money […]
Our clients say it best….
After switching to Thams, I feel like I am getting as good, maybe even slightly better property insurance coverage for a whole lot less money. As long as the premium does not take any significant jumps in the next few years then I believe this was a great switch to Thams. Very friendly staff. I feel like I should have gone to see them many years ago.
Brian E.Customer since 2014
Thams Agency has an honest, and straight forward approach to dealing with customers. They work hard to find the best insurance coverages and prices for the customer, while giving guidance and reasoning for customers to make the most informed decision possible.
They have helped reduce my payments with discounts like homeowner, safe driving, multi car, etc. Their rates are better then the old insurance company I had, they just kept raising rates although I had never had an accident (and they didn’t have discounts either). When I first came in to to talk to Todd and ask about their rates, they were 50 % lower then what I was paying. Now they are even lower due to discounts.
You served my folks well and I have found no reason to switch elsewhere. Your company seems rooted in Denison and an asset to the community, which is always an important part of being in business in any community.
Virginia Dobler McCurdyCustomer since 2011
The agents at Thams make you feel like you are part of a family. They are extremely personable and the level of communication exceeds any company I have had experience with.
Client since 2004
We feel that we have professionals serving our every need at the Thams Agency whether it be house, auto, or health. One stop takes care of all of our insurance needs, and we know it’s done right. P.S. Your offices are lovely. Good move on your part to remodel and maintain the historical attributes of the building while still making it modern.