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life insurance in Denison Iowa | Thams Agency

Looking for Life Insurance?

Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost effective ways to protect the people who depend on you financially.

What would happen to your family if you were to die prematurely? Is your family going to be able to maintain their current lifestyle?

Would your kids be able to go to college? Will your spouse be able to shoulder the load with one income?

If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.

If all three, well, hopefully you already have life insurance. Here are a few other reasons to have life insurance though:

  • charitable donations
  • pay federal death and estate taxes
  • create an inheritance for your heirs
  • pay final expenses

We make buying life insurance easy

At Thams Agency, we make the process of buying life insurance extremely simple.

We have access to a wide range of life insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.

When purchasing life insurance there are a few things to consider. Do you want Term Life Insurance, or Whole Life?

If you don’t understand the difference that’s okay. That’s what we’re here for.

Life insurance is based on two main variables — your age, and your health.

How much life insurance do I need?

A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their life insurance proceeds.

One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect the people who depend on you.

The amount of coverage you need depends on a number of different variables. Here are a few examples:

  • how many children you have
  • your future earnings potential
  • whether or not you’re married
  • spouses future earnings potential
  • you and your spouses age
  • amount of debt you have

How to get started on your Life Insurance quote

To get started on your quote simply complete the form below for an instant quote in under 60 seconds or you can call our office?

 

Either way we’ll make the process simple!

We are licensed to sell life insurance in Iowa, Nebraska, Minnesota, Oklahoma, South Dakota, Missouri and Pennsylvania.

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Ready to start your quotes?

We make the process super easy. When you're ready, click the button below to see how we can help you!

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Visit Our Avoca Office

152 S Elm
Avoca, IA 51521
Get directions
712-343-6332
team@thamsagency.com

Visit Our Denison Office

1209 Broadway
Denison, IA 51442
Get directions
(712) 263-3193
team@thamsagency.com

Visit Our Des Moines Office

1501 Ingersoll Ave
#200
Des Moines, IA 50309
800-798-4325
team@thamsagency.com

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Avoca Office

152 S Elm
Avoca, IA 51521
Get directions
712-343-6332
team@thamsagency.com

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States We Serve

thams insurance

Denison Office

1209 Broadway
Denison, IA 51442
Get directions
(712) 263-3193
team@thamsagency.com

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Thams Agency

Des Moines Office

1501 Ingersoll Ave
#200
Des Moines, IA 50309
Get directions
800-798-4325
team@thamsagency.com

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