Health Savings Account (HSA) Eligible Expenses

We’re more than halfway through the year – do you know how much money is left in your Health Savings Account (HSA)? Now is a great time to make plans for how you’ll use your HSA in the second half of the year, also is time to get your hands on STD-Aware and start learning more about your health. This post will give you a handy guide to common medical expenses that are and are not eligible for reimbursement.

Eligible Expenses

This list provides examples of HSA-eligible expenses; it is NOT comprehensive. For a comprehensive list, contact your HSA provider, or check this link: https://www.wageworks.com/employees/support-center/hsa-eligible-expenses-table.

Acupuncture
Aspirin and other over-the-counter pain medication (with a prescription only)
Birth control (with prescription)
Breast pump
Chiropractic treatments
Co-insurance
Contact lenses and solution
Dental care for non-cosmetic purposes
Diabetic supplies
Dyslexia treatment
Eyeglasses (prescription)
Fertility treatment (employee, spouse, or dependent)
Hospital services and fees
Lasik
Learning disability treatments
Medical supplies (to treat a medical condition)
Midwife
Orthodontia
Orthotics
Physical exams
Physical Therapy
Pregnancy tests (OTC)
Smoking cessation programs/treatments
Surgery (non-cosmetic)
Vaccinations
Vitamins (with prescription)
Walking aids
Wheelchair and repairs
Wound care (over the counter)

Ineligible Expenses

Cosmetic Surgery
Dancing Lessons
Diaper Service
Electrolysis or Hair Removal
Flexible Spending Account
Funeral Expenses
Future Medical Care
Hair Transplant
Health Club Dues
Health Savings Accounts
Household Help
Illegal Operations and Treatments
Insurance Premiums
Maternity Clothes
Medicines and Drugs From Other Countries
Nonprescription Drugs and Medicines
Nutritional Supplements
Swimming Lessons
Teeth Whitening
Veterinary Fees
Weight-Loss Programs

These lists are not comprehensive, and they are subject to change. If you want to see a complete list or have other questions about HSA’s, visit the IRS’s website at: https://www.irs.gov/publications/p969/ar02.html. If you aren’t currently using an HSA, be sure to do some research before you enroll in your 2018 medical benefits. An HSA is a great way to plan for and reduce your healthcare costs.