Get Health Insurance From A Local Agent You Can Trust

Because Thams Agency is 100% independent, we can take your current coverages and compare them with a wide range of insurance providers to see who offers you the best deal possible. The best part? It doesn’t cost you a penny more to use us.

According to Kaiser Family Foundation, the average cost of an ACA plan nationwide is $452/mo. and in Iowa for 2021 is $523/mo. before subsidy.  Subsidies are based on household income and can be used to lower premiums.

We are able to offer plans like:

• ACA plans
• Short Term Medical plans
• Farm Bureau health plans
• Medicare supplement & prescription drug plans
• Medicare Advantage plans

Our office also offers ancillary/supporting products such as:

• Dental
• Vision
• Cancer
• Accident
• Hospital indemnity
• Life insurance.

If you don't know what these coverages mean, no worries! Let us take care of it. Just tell us your needs and we will point you in the right direction.

The agents at Thams Agency are contracted to write for several carriers, to name a few:

• Wellmark BCBS of Iowa
• Aetna
• UnitedHealthcare
• Delta Dental
• VSP
• Principal Financial

Our team members will make sure to put you with the right carrier. If you have gone with one of these insurance companies in the past but want an agency like us to handle your policy, then you are in the right place!

Thams Agency strives to put a personal touch on the insurance buying process:

• We give unbiased advice.
• If you have any problems or questions, you can talk to any of our agents without being put on hold for hours.
• We are independent agency, so we can shop for the coverage that fits you & that had the best price.

We serve all of Iowa & the surrounding states, but we pride ourselves on serving our local communities as well.

Our two offices are in Denison & Avoca, IA. Our agents live in the communities in which our offices are located and are active community members.  When you call or stop in one of our offices you are going to find an agent who genuinely cares about our clients.