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General Liability

Looking for General Liability Insurance in Denison?

Are you a business owner in Denison looking for General Liability Insurance? Our agency has you covered. It only takes one claim to financially cripple your business, so it’s important that you have adequate coverage from a highly rated carrier.

At it’s core, General Liability Insurance (a.k.a. CGL for Commercial General Liability) is the most basic form of commercial liability coverage. If you own a business, having General Liability coverage is not optional — it’s mandatory.

At Thams Agency, we represent a wide range of General Liability Insurance companies in Iowa and can help pair your business type with the best possible provider and pricing.

What does General Liability Insurance Cover?

Business is inherently risky, but General Liability insurance protects against many known and unknown risks.

Simply put, CGL guards you, your business and your employees from claims involving bodily injury or property damage born out of your business operations. These policies cover the expense of out-of-court settlements, litigation and judgments awarded by courts. Often times CGL is paired with BPP (Business Personal Property) coverage in a BOP (Business Owners Policy).

Here are a few things you can expect General Liability Insurance to cover:

  • Lawsuits, investigations, and settlements
  • Injury damages
  • Advertising/Copyright claims

What’s involved with getting CGL Insurance?

With any type of insurance there are certain underwriting and eligibility questions that must be answered in order for the insurance company to determine what the final rating will be.

Our agency will guide you through the process and make it easy. Many times companies will require you to show them a certificate of insurance before you can do work for them.

This proves to them that you have active insurance coverage, which is typically a requirement if you’re running a business in most states.

If you’re confused by any of this don’t worry, we’ll make the process easy. Give us a call and we can help you get the process started when you’re ready.

How to get started on your quote

To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!

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Visit Our Avoca Office

152 S Elm
Avoca, IA 51521
Get Directions
712-343-6332
team@thamsagency.com

Visit Our Denison Office

1209 Broadway
Denison, IA 51442
Get Directions
(712) 263-3193
team@thamsagency.com

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Avoca Office

152 S Elm
Avoca, IA 51521
Get Directions
712-343-6332
team@thamsagency.com

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Denison Office

1209 Broadway
Denison, IA 51442
Get Directions
(712) 263-3193
team@thamsagency.com

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Thams Agency

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