Thams Agency

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(712) 263-3193

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Business Package

Do you need a better Business Insurance Package?

Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in Denison area and throughout the state of Iowa.

At Thams Agency, we can design a specialized package according to your property, liability, and casualty needs.

We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.

Whether you are a retailer, wholesaler, contractor, or electrician, we can tailor a package to meet your specific needs and requirements. So give us a call today or fill out one of our free online quote forms.

Commercial Package policy vs. Business Owners Policy (BOP)

Think of a Commercial Package Policy as a stereo system where you buy each component individually. So you would buy the receiver, speakers, remote, and every other part and accessory separate from each other.

In contrast, a BOP policy is much like a stereo-in-a-box. All of the pieces you need come pre-packaged.

Business Insurance Products in Denison

  • Business Owners Packages (BOP)
  • Commercial Auto
  • Business Personal Property
  • Business Umbrella Policies
  • Church Insurance
  • Restaurants
  • Errors and Omissions
  • Equipment Floater
  • Risk Management
  • General Liability
  • Contractors
  • Retail Stores
  • Plumbers
  • Professional Offices
  • Property Managers & Owners
  • Electricians
  • Workers Compensation
  • Commercial Building Property
  • Apartment Owners
  • Self Storage
  • Condominium Owners
  • Store & Lock Centers
  • Retail Stores
  • EPLI – Employment Practices Liability Insurance
  • Professional Liability Insurance
  • Directors & Officers
  • Landscapers
  • Cyber Liability
  • Pollution Liability
  • Painters
  • Liquor Liability
  • Medical Professional
  • Service & Repair Insurance
  • General Repair Shops
  • Garage Keepers
  • Auto Body Shops
  • Crime
  • Inland Marine
  • Builders Risk

How to get started with your Business Insurance Comparison

No two businesses are the same, so it’s important to speak to a qualified Business Insurance professional like us, who can sift through your various options. The last thing you want is some cookie-cutter policy that’s riddled with exclusions and limitations.

To get started, call our office or click over to our Quotes page to get started.

Either way, we’ll make the process easy!

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Visit Our Avoca Office

152 S Elm
Avoca, IA 51521
Get Directions
712-343-6332
team@thamsagency.com

Visit Our Denison Office

1209 Broadway
Denison, IA 51442
Get Directions
(712) 263-3193
team@thamsagency.com

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Avoca Office

152 S Elm
Avoca, IA 51521
Get Directions
712-343-6332
team@thamsagency.com

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Denison Office

1209 Broadway
Denison, IA 51442
Get Directions
(712) 263-3193
team@thamsagency.com

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Thams Agency

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