Have you ever heard the term Debit Mod or Debit Modifier on your workers’ compensation policy and wondered what that means? Well, anything above a 1.00 is known as a […]
As the number of reported cases of the novel coronavirus (COVID-19) continues to rise, employers are increasingly confronted with the possibility of an outbreak in the workplace. Employers are obligated […]
In Iowa, the state law allows the following entities to elect to not be covered by workers compensation. A Proprietor A Limited Liability Company Member A limited Liability Partner A […]
From an insurance buyer’s perspective, it can sometimes feel as if premium prices change on a whim. But the truth is that the insurance market is cyclical in nature, fluctuating […]
Rising premiums may leave you wondering what you can you do to save money on auto insurance. While you can’t control all of the factors influencing your premiums, there are […]
Chances are you or your company is struggling with what to do with the benefit plans offered by your company for 2019. There are so many questions. How can I […]
IF YOU THINK YOUR FARM LIABILITY OR BUSINESS LIABILITY COVERS POLLUTION – THINK AGAIN. Almost every business deals with pollutants of some kind, especially when you consider that the term […]
Reduce Your Workers’ Compensation Costs Last week, we talked about what a mod is and how it impacts your workers’ compensation costs. This week, we have some additional money-saving tips […]
What is Workers’ Compensation? Workers’ compensation (WC) insurance began in 1915 and is a regulated, mandatory benefit to protect individuals injured on the job. WC pays for medical bills and […]
Independent Contractor or Employee? As a business owner or manager, especially in a small business with limited resources, there are definite advantages to hiring an independent contractor vs. an employee. […]
