How Flexible is Your Business?

Technology and flexibility in the workplace have changed how many organizations schedule their employees. Instead of insisting on an eight-hour workday spent onsite, companies are becoming more creative and flexible […]

Communicating Benefit Cuts to Employees

Preparation is Key When Communicating Benefit Cuts Every business has good years…and not-so-good years. Many organizations have recently had to deal with salary cuts, reduced hours, halting 401(k) matches, and […]

Why Buy Health Insurance?

What’s Scarier Than the Cost of Health Insurance? Halloween is just around the corner, and most of us enjoy a good scary movie or costume at this time of the […]

HR Connection Makes Open Enrollment Easy

Simplify Open Enrollment As a small business owner, we know that you’re always looking for ways to empower your employees and save time. The Thams Agency now offers HR Connection, […]

Medicare Supplement Plans

If you’re getting close to your 65th birthday, you’re likely preparing to enroll in Medicare. Enrolling in Medicare and figuring out how to decrease your out-of-pocket health care expenses can […]

Should I start a Health Savings Account (HSA)?

Why Have a Health Savings Account (HSA)? HSAs/High Deductible Health Plans (HDHPs) take a different approach to health coverage than other plans with lower deductibles. Having an HSA provides you […]

Employee Benefits Trends

Did you know that most employees spend only 20 minutes during the annual enrollment period looking at and signing up for benefits? And, despite their speedy decision-making, more than a third […]

Workplace Wellness Programs

Workplace Wellness Programs Many companies operate wellness programs to keep their employees productive and their insurance costs down. Some wellness programs include incentives or rewards to promote healthy lifestyle choices […]

Flex Spending Rules 2014

Flex Spending Rules 2014 – Use it or Lose It changes Under Internal Code (Code) section 125, a health flexible spending account (FSA) is an employer-sponsored account that employees can […]