Thams Agency has been serving the insurance and financial needs of our clients since 1934. In order to provide various insurance products Thams Agency collects certain personal information about you. Your privacy is important to us and is the reason why we have established policies, procedures and safeguards to protect the information you give us and to limit how the information is shared. Thams Agency’s personal information handling practices are regulated by law, Title V of the Gramm-Leach-Bliley Act.
This notice explains how Thams Agency handles and protects the personal information we collect.
INFORMATION WE COLLECT
We collect information about you to help us serve your insurance and financial needs and to fulfill legal and regulatory requirements. The information we collect may vary according to the products and services we provide to you and may also vary on the methods the information is obtained.
HOW WE PROTECT YOUR INFORMATION
Thams Agency has implemented physical, electronic and procedural safeguards to maintain the confidentiality of your personal information. We restrict access to those businesses that need to know specific information in order to provide products and services to you.
USING AND SHARING INFORMATION
Thams Agency may disclose personal information we collect in our normal day to day services on your policy and as otherwise required or allowed by law. Some examples of this type of disclosure are claims processing, payment processing, policy auditing, and marketing. These disclosures may be made without prior authorization from you as permitted by law.
Thams Agency receives compensation from insurance carriers for services provided through the receipt of commissions and profit-sharing arrangements with the insurance carriers. Profit-sharing payments from insurance carriers are based on the profitability and/or premium growth of all the business Thams Agency has with an insurance carrier and is not determined solely by the profitability of your account.
HOW TO OPT-OUT OF DISCLOSURE INFORMATION
You may direct Thams Agency not to share your information concerning the insurance products and services we provide to you with our affiliate companies or nonaffiliate companies; unless that disclosure is permitted by law or as requested by you to transact business on your behalf. Please indicate so by notifying us in writing to: Thams Agency, Attn: Privacy Dept., PO Box 638, Denison, IA 51442
You do not need to submit your request to opt out if you have previously done so.
Our clients say it best….
They have helped reduce my payments with discounts like homeowner, safe driving, multi car, etc. Their rates are better then the old insurance company I had, they just kept raising rates although I had never had an accident (and they didn’t have discounts either). When I first came in to to talk to Todd and ask about their rates, they were 50 % lower then what I was paying. Now they are even lower due to discounts.
Thams Agency has an honest, and straight forward approach to dealing with customers. They work hard to find the best insurance coverages and prices for the customer, while giving guidance and reasoning for customers to make the most informed decision possible.
We feel that we have professionals serving our every need at the Thams Agency whether it be house, auto, or health. One stop takes care of all of our insurance needs, and we know it’s done right. P.S. Your offices are lovely. Good move on your part to remodel and maintain the historical attributes of the building while still making it modern.
You served my folks well and I have found no reason to switch elsewhere. Your company seems rooted in Denison and an asset to the community, which is always an important part of being in business in any community.
Virginia Dobler McCurdyCustomer since 2011
After switching to Thams, I feel like I am getting as good, maybe even slightly better property insurance coverage for a whole lot less money. As long as the premium does not take any significant jumps in the next few years then I believe this was a great switch to Thams. Very friendly staff. I feel like I should have gone to see them many years ago.
Brian E.Customer since 2014
The agents at Thams make you feel like you are part of a family. They are extremely personable and the level of communication exceeds any company I have had experience with.
Client since 2004