Iowa Farm Insurance
Finding the right Insurance for your farm; we can help with that.
Since Thams Agency was founded in 1934, Farm Insurance has been a cornerstone of our insurance products. Thams Agency started out on the family farm and all of our Farm insurance agents are still active in farming today. Our agents know that you have worked hard to building your farming operation into a successful business. Protecting your livelihood is of the greatest importance to us and as your operation has grown, it’s important to make sure your insurance policy has grown with you.
At Thams Agency we are dedicated to providing you the farm insurance coverage you need to protect your operation. We have a great line up of companies with a variety of custom coverages that your operation might need. A typical farm policy can be as small as coverage for your home and outbuildings and the land you cash rent to a large operator with employees and a fleet of vehicles. Whether you’re a small or large operator, we understand the need to protect your greatest asset properly. Designing a farm policy to fit your needs is what we are good at and we have a special team of agents to help you build the right policy for you. Farm Insurance requires a special level of expertise and knowledge and our agency can provide expertise that many cannot simply because we have agents who are also active farmers!
I grew up on a farm and own a century farm. Experience and Knowledge counts when you buy a policy. Don’t insure your livelihood the wrong way. – Allen Thams
Typical Farm Insurance Coverages
Most policies include coverage for property coverage, liability coverages, auto coverages and umbrella coverages. Special coverages are available for livestock and grain. If you have employees most states require the purchase of workers compensation.
Our clients say it best….
We feel that we have professionals serving our every need at the Thams Agency whether it be house, auto, or health. One stop takes care of all of our insurance needs, and we know it’s done right. P.S. Your offices are lovely. Good move on your part to remodel and maintain the historical attributes of the building while still making it modern.
Thams Agency has an honest, and straight forward approach to dealing with customers. They work hard to find the best insurance coverages and prices for the customer, while giving guidance and reasoning for customers to make the most informed decision possible.
After switching to Thams, I feel like I am getting as good, maybe even slightly better property insurance coverage for a whole lot less money. As long as the premium does not take any significant jumps in the next few years then I believe this was a great switch to Thams. Very friendly staff. I feel like I should have gone to see them many years ago.
Brian E.Customer since 2014
You served my folks well and I have found no reason to switch elsewhere. Your company seems rooted in Denison and an asset to the community, which is always an important part of being in business in any community.
Virginia Dobler McCurdyCustomer since 2011
The agents at Thams make you feel like you are part of a family. They are extremely personable and the level of communication exceeds any company I have had experience with.
Client since 2004
They have helped reduce my payments with discounts like homeowner, safe driving, multi car, etc. Their rates are better then the old insurance company I had, they just kept raising rates although I had never had an accident (and they didn’t have discounts either). When I first came in to to talk to Todd and ask about their rates, they were 50 % lower then what I was paying. Now they are even lower due to discounts.