Complex Passwords are Better Thinking of a strong password can be frustrating. Every service and website seems to have different requirements about length, complexity and special characters. In order to secure yourself against hackers, it’s important to think of a password that’s both memorable and complex. Most websites and services encrypt passwords before storing them […]
As warmer weather arrives, more motorcycles are on the road. Whether you own a motorcycle, or just share the road with them, now is a good time to remember some basic motorcycle safety tips. According to the Insurance Information Institute: There were 8.6 million motorcycles on the road in 2015. In 2015, 4,976 people died in motorcycle crashes, […]
Injuries resulting from slip and fall accidents can be devastating. And colder temperatures bring especially hazardous conditions. Protect yourself, your employees, and your business by making everyone aware of slip and fall hazards. Avoid Winter Slips and Falls Winter months present additional hazards that are typically not factors for employees during warmer weather – specifically, […]
A quick look at the website for the Tie One On For Safety campaign by Mothers Against Drunk Driving (MADD) reveals some pretty sobering statistics. (Source: http://www.madd.org/drunk-driving/about/drunk-driving-statistics.html) 50 TO 75 PERCENT OF CONVICTED DRUNK DRIVERS CONTINUE TO DRIVE ON A SUSPENDED LICENSE. EVERY TWO MINUTES, A PERSON IS INJURED IN A DRUNK DRIVING CRASH. IN […]
The Centers for Disease Control and Prevention estimates that approximately 600,000 Americans die from various heart diseases each year. Most of these deaths are due to the sudden loss of heart function or sudden cardiac arrest. Of cardiac arrest cases occurring in the workplace, the Occupational Safety and Health Administration (OSHA) reports a decreased chance […]
Reduce Your Workers’ Compensation Costs Last week, we talked about what a mod is and how it impacts your workers’ compensation costs. This week, we have some additional money-saving tips to lower your mod and reduce your workers’ compensation costs – with the obvious benefit of creating a safer environment for your employees. In this post, […]
What is Workers’ Compensation? Workers’ compensation (WC) insurance began in 1915 and is a regulated, mandatory benefit to protect individuals injured on the job. WC pays for medical bills and lost wages from work-related injuries. WC is a no-fault system; employees cannot sue their employers for work-related injuries when receiving benefits. Workers’ compensation is a […]
Grill Safety Grilling season is well underway, and for many of us, it’s the preferred way to cook during the warm summer months. Even if you’re a seasoned grill master, it’s a good idea to remind yourself and your family of some basic grill safety tips every year. Grilling carries a number of risks—from fire […]
Statistics on Shift Workers According to the U.S. Bureau of Labor Statistics, 15% of full-time wage and salary workers usually worked an alternative shift in May 2004. By type of shift, 4.7 percent of the total worked evening shifts, 3.2 percent worked night shifts, 3.1 percent worked employer-arranged irregular schedules, and 2.5 percent worked rotating […]
First Aid Basics Summertime is nearly here, and many of us are becoming more active outdoors. This post has some basic first aid tips to help you with common injuries and emergencies that might occur during a sporting or recreational activity. Shock Shock can result from a variety of injuries and circumstances. Common symptoms include […]
Our clients say it best….
We feel that we have professionals serving our every need at the Thams Agency whether it be house, auto, or health. One stop takes care of all of our insurance needs, and we know it’s done right. P.S. Your offices are lovely. Good move on your part to remodel and maintain the historical attributes of the building while still making it modern.
You served my folks well and I have found no reason to switch elsewhere. Your company seems rooted in Denison and an asset to the community, which is always an important part of being in business in any community.
Virginia Dobler McCurdyCustomer since 2011
After switching to Thams, I feel like I am getting as good, maybe even slightly better property insurance coverage for a whole lot less money. As long as the premium does not take any significant jumps in the next few years then I believe this was a great switch to Thams. Very friendly staff. I feel like I should have gone to see them many years ago.
Brian E.Customer since 2014
Thams Agency has an honest, and straight forward approach to dealing with customers. They work hard to find the best insurance coverages and prices for the customer, while giving guidance and reasoning for customers to make the most informed decision possible.
The agents at Thams make you feel like you are part of a family. They are extremely personable and the level of communication exceeds any company I have had experience with.
Client since 2004
They have helped reduce my payments with discounts like homeowner, safe driving, multi car, etc. Their rates are better then the old insurance company I had, they just kept raising rates although I had never had an accident (and they didn’t have discounts either). When I first came in to to talk to Todd and ask about their rates, they were 50 % lower then what I was paying. Now they are even lower due to discounts.