As warmer weather arrives, more motorcycles are on the road. Whether you own a motorcycle, or just share the road with them, now is a good time to remember some basic motorcycle safety tips. According to the Insurance Information Institute: There were 8.6 million motorcycles on the road in 2015. In 2015, 4,976 people died in motorcycle crashes, […]
A quick look at the website for the Tie One On For Safety campaign by Mothers Against Drunk Driving (MADD) reveals some pretty sobering statistics. (Source: http://www.madd.org/drunk-driving/about/drunk-driving-statistics.html) 50 TO 75 PERCENT OF CONVICTED DRUNK DRIVERS CONTINUE TO DRIVE ON A SUSPENDED LICENSE. EVERY TWO MINUTES, A PERSON IS INJURED IN A DRUNK DRIVING CRASH. IN […]
Why Boat Insurance? A boat is an investment that can give you years of pleasure and create lifelong memories for your family. This post will help you make sure that your boat is protected by the appropriate boat insurance policy. The Basics A small boat, such as a canoe or other un-motorized boat, is typically […]
Distracted Driving Month April is Distracted Driving Month, and we encourage everyone to take some time to re-evaluate your driving habits to see whether you can eliminate unnecessary distractions from your daily commute. Every day, nearly 9 people are killed and more than 1,160 people are injured in crashes reportedly involving a distracted driver, according […]
What to Do After a Car Accident If you’re in a car accident, it’s important to react appropriately to ensure the safety and protection of everyone involved. Unless you’re trapped or seriously injured, don’t wait for someone else to react first; being proactive will help you get police on the scene more quickly and give you […]
Staying safe during your commute can be a challenge, especially when it involves an unexpected deer or other animal running across the road. Animal-vehicle collisions are most common in the fall, when animals are migrating to other habitats for the winter. The Centers for Disease Control and Prevention estimates that nearly one-quarter of all animal […]
Distracted Driving Month is coming to a close, so if you haven’t made a resolution to change negative driving behaviors, now is the time. Share these tips with your family and friends – especially with the teen drivers you know. You could make a life-or-death difference for someone you love. Get up early. Make time […]
The weather is finally getting warmer, and for some of you, that means getting your bike back out on the road. If you own a motorcycle, you know that there’s nothing like the thrill of the ride, and we want you to be able to enjoy peace of mind this season with the right insurance plan. Take […]
Why Non-owner Liability Car Insurance? If you do not own a car but frequently drive one, whether you borrow a car from a friend or use a car-sharing service, you should consider non-owner liability coverage. Non-owner liability insurance covers you for damage that you may cause to someone else’s car and liability for injuries to […]
Risk Reducing Solutions for Riders There’s nothing like the freedom you feel when riding but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options. Liability Insurance Coverage Most states require you to carry a minimum of liability coverage. […]
Our clients say it best….
The agents at Thams make you feel like you are part of a family. They are extremely personable and the level of communication exceeds any company I have had experience with.
Client since 2004
They have helped reduce my payments with discounts like homeowner, safe driving, multi car, etc. Their rates are better then the old insurance company I had, they just kept raising rates although I had never had an accident (and they didn’t have discounts either). When I first came in to to talk to Todd and ask about their rates, they were 50 % lower then what I was paying. Now they are even lower due to discounts.
After switching to Thams, I feel like I am getting as good, maybe even slightly better property insurance coverage for a whole lot less money. As long as the premium does not take any significant jumps in the next few years then I believe this was a great switch to Thams. Very friendly staff. I feel like I should have gone to see them many years ago.
Brian E.Customer since 2014
We feel that we have professionals serving our every need at the Thams Agency whether it be house, auto, or health. One stop takes care of all of our insurance needs, and we know it’s done right. P.S. Your offices are lovely. Good move on your part to remodel and maintain the historical attributes of the building while still making it modern.
Thams Agency has an honest, and straight forward approach to dealing with customers. They work hard to find the best insurance coverages and prices for the customer, while giving guidance and reasoning for customers to make the most informed decision possible.
You served my folks well and I have found no reason to switch elsewhere. Your company seems rooted in Denison and an asset to the community, which is always an important part of being in business in any community.
Virginia Dobler McCurdyCustomer since 2011