We Provide Insurance that Protects Your Company, So You Can Get Back to Business
When securing business or commercial insurance, there is no “one size” fits all approach. As a business owner you have enough on your mind without having to worry about whether you are covered properly. Put your confidence in us and we’ll work with you to secure the right coverage for your operations.
The team at Thams Agency has the experience and resources when it comes to insuring your business. Securing the right coverage from a carrier is only a small part of what we do. We have the resources for safety information, toolbox talks, safety manuals, OSHA information, and the latest legislative updates to help you be successful in your business. We provide coverage to multi million dollar business to the smaller shop down the street.
Most business policies contain property coverages, liability coverages, business auto coverages, workers compensation, and umbrella coverages. Experience matters when purchasing business policy and enhancing the above policies to fit your needs is what can make the difference of your business reopening after a serious claim.
We have put together a more detailed explanation of the types of insurance and coverages available.
- Property Insurance
- General Liability Insurance
- Workers Compensation Insurance
- Scheduled Equipment
- Business Auto
- Commercial Umbrella
- Employment Practices Liability Insurance
- Crime Coverage
- Cyber Liability or Data Compromise
Because we know you’re busy, we will make everything quick and easy, whether you’re adding a name to your policy, looking for an account review or even filing a claim.
We’ll make sure you’re compliant, from an insurance perspective, with state laws and we’ll keep your protection under review, advising when changes are needed. We offer monthly emails and newsletters to keep you informed on how law changes could affect your business.
Are you getting that from your agent now?
The Team at Thams Agency is here to help. Contact us today or give us a call at 712-263-3193.
Our clients say it best….
Thams Agency has an honest, and straight forward approach to dealing with customers. They work hard to find the best insurance coverages and prices for the customer, while giving guidance and reasoning for customers to make the most informed decision possible.
We feel that we have professionals serving our every need at the Thams Agency whether it be house, auto, or health. One stop takes care of all of our insurance needs, and we know it’s done right. P.S. Your offices are lovely. Good move on your part to remodel and maintain the historical attributes of the building while still making it modern.
You served my folks well and I have found no reason to switch elsewhere. Your company seems rooted in Denison and an asset to the community, which is always an important part of being in business in any community.
Virginia Dobler McCurdyCustomer since 2011
The agents at Thams make you feel like you are part of a family. They are extremely personable and the level of communication exceeds any company I have had experience with.
Client since 2004
They have helped reduce my payments with discounts like homeowner, safe driving, multi car, etc. Their rates are better then the old insurance company I had, they just kept raising rates although I had never had an accident (and they didn’t have discounts either). When I first came in to to talk to Todd and ask about their rates, they were 50 % lower then what I was paying. Now they are even lower due to discounts.
After switching to Thams, I feel like I am getting as good, maybe even slightly better property insurance coverage for a whole lot less money. As long as the premium does not take any significant jumps in the next few years then I believe this was a great switch to Thams. Very friendly staff. I feel like I should have gone to see them many years ago.
Brian E.Customer since 2014